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Marsden HoltChartered Accountants
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Insights

Plain-English guidance for busy business owners.

Practical, jargon-free articles on tax, Making Tax Digital, payroll, growth and getting a new business off the ground — written by the same advisers who look after our clients, and updated as the rules change.

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Tax

7 tax reliefs SMBs forget to claim

From the Employment Allowance to R&D credits — the legitimate savings most growing businesses leave on the table, and how to make sure you don't.

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Making Tax Digital

MTD for Income Tax: what's changing in 2026

The new quarterly reporting rules explained in plain English — who's affected, when, and how to get ready early.

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Growth

Should you take a salary or dividends?

The most tax-efficient way to pay yourself from a limited company in 2026 — with the numbers worked through.

A calm office workspace set up for running the monthly payroll
Payroll

Auto-enrolment: your duties as an employer

Workplace pensions, the staging dates, minimum contributions and the deadlines that catch most small employers out.

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Start-ups

Sole trader or limited company?

When it pays to incorporate your sole trade — the tax, the admin and the protection — and when staying simple wins.

A bright office interior with a calendar marking the year-end deadline
Tax

Your year-end tax checklist

A simple run-through of the allowances and reliefs worth using before 5 April — so nothing goes to waste.

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Making Tax Digital

Xero vs QuickBooks: which suits you?

An honest, MTD-ready comparison of the two leading cloud packages — features, cost and the kind of business each fits best.

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Growth

Cashflow forecasting made simple

Why a thirteen-week forecast is the most useful number in your business — and how to build one without a finance degree.

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Payroll

Directors' payroll: getting it right

The most tax-efficient director's salary for 2026, how RTI works for a one-person company, and the pitfalls to sidestep.

A new business owner checking VAT thresholds on a laptop
Start-ups

Should you register for VAT?

The £90k threshold, voluntary registration and the Flat Rate Scheme — when joining early helps and when it hurts.

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